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Assembling Your Home Buying Team – Knowing The Players

by Ed & Barbara Heiser | May 11, 2018 | Home Buying Process

Buying a new home is literally a team sport since there are so many tasks, important timelines, documents and responsibilities that all need special care and attention. Besides working with a professional team that you trust, it’s important that the individual...

What You Need To Know About The Home Inspection Process

by Ed & Barbara Heiser | May 11, 2018 | Home Buying Process

Congratulations on finding a house! You now have only a few days from when you signed the purchase and sales agreement to have a home inspection. Chances are your real estate agent made the offer contingent upon a satisfactorily home inspection and obtaining mortgage...

Important Factors To Consider When Getting Financing On A Foreclosure, Short Sale or New Construction

by Ed & Barbara Heiser | May 11, 2018 | Home Buying Process

Short sales, foreclosures and new construction homes all have caveats that need to be considered when pursuing financing. If the guidelines and potential pitfalls are not properly understood, you could face delays in closing or potentially even a denied loan. Short...

Top Five Market Factors That Influence Mortgage Rates

by Ed & Barbara Heiser | May 11, 2018 | Mortgage Rates

Timing the market for the opportunity to lock a mortgage rate on a new loan is certainly a challenge, even for the professionals. While there are several generic interest rate trend indicators online, the difference between what’s advertised and actually...

What’s The Difference Between Interest Rate and Annual Percentage Rate (APR)?

by Ed & Barbara Heiser | May 11, 2018 | Mortgage Rates

The difference between APR and actual note rate is very confusing, especially for First-Time Home Buyers who haven’t been through the entire closing process before. When shopping for a new mortgage loan, you may notice an Annual Percentage Rate (APR) advertised...
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