by Ed & Barbara Heiser | Sep 29, 2018 | Home Buying Process, Mortgage Approval Process, Mortgage Closing Costs, Mortgage Payments, Mortgage Programs, Mortgage Rates
The following chart is provided as a summary of the basic qualifying features of the most popular Arizona Down Payment Assistance programs. These programs are made available to help responsible Arizona home buyers who struggle to save for a down payment buy a home...
by Ed & Barbara Heiser | May 11, 2018 | Mortgage Approval Process
Knowing what questions to ask your lender during or before the loan application process is essential for making your mortgage approval process as smooth as possible. Many borrowers fail to ask the right questions during the mortgage pre-qualification process and end...
by Ed & Barbara Heiser | May 11, 2018 | Home Buying Process
Congratulations on finding a house! You now have only a few days from when you signed the purchase and sales agreement to have a home inspection. Chances are your real estate agent made the offer contingent upon a satisfactorily home inspection and obtaining mortgage...
by Ed & Barbara Heiser | May 11, 2018 | Mortgage Closing Process
Providing proper asset documentation and the actual source of the funds is a critical element of the loan closing process. There’s nothing worse in a real estate purchase than making it all the way through the hoops and hurdles just to have a loan denied after...
by Ed & Barbara Heiser | May 11, 2018 | Refinance Process
Calculating the net benefit of refinancing can be a challenging task if you do not understand what to calculate. We are going to focus on the net benefits of refinancing from the standpoint of lowering your interest rate. Although there are several reasons to...
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