by Ed & Barbara Heiser | Sep 29, 2018 | Home Buying Process, Mortgage Approval Process, Mortgage Closing Costs, Mortgage Payments, Mortgage Programs, Mortgage Rates
The following chart is provided as a summary of the basic qualifying features of the most popular Arizona Down Payment Assistance programs. These programs are made available to help responsible Arizona home buyers who struggle to save for a down payment buy a home...
by Ed & Barbara Heiser | May 11, 2018 | Mortgage Closing Costs
Hey, I gave my real estate agent a $5000 Earnest Money Deposit check… Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money – an...
by Ed & Barbara Heiser | May 11, 2018 | Mortgage Approval Process
Knowing what questions to ask your lender during or before the loan application process is essential for making your mortgage approval process as smooth as possible. Many borrowers fail to ask the right questions during the mortgage pre-qualification process and end...
by Ed & Barbara Heiser | May 11, 2018 | Home Buying Process
Congratulations on finding a house! You now have only a few days from when you signed the purchase and sales agreement to have a home inspection. Chances are your real estate agent made the offer contingent upon a satisfactorily home inspection and obtaining mortgage...
by Ed & Barbara Heiser | May 11, 2018 | Mortgage Closing Process
Providing proper asset documentation and the actual source of the funds is a critical element of the loan closing process. There’s nothing worse in a real estate purchase than making it all the way through the hoops and hurdles just to have a loan denied after...
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