by Ed & Barbara Heiser | May 11, 2018 | Home Buying Process
A Home Owner Association (HOA) can have a huge impact on your life when you buy a home in a PUD (Planned Unit Development) or Condominium Project. According to Wikipedia: A homeowners’ association (abbrev. HOA) is an organization created by a real estate...
by Ed & Barbara Heiser | May 11, 2018 | Home Buying Process
While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied.New regulation, updated disclosures, appraisal...
by Ed & Barbara Heiser | May 11, 2018 | Real Estate Appraisals
It’s obviously easier to picture the process of estimating value on an existing property in a neighborhood that has a history of home sales, but the task of determining the value on new construction projects does pose some challenges. Appraisals on homes that...
by Ed & Barbara Heiser | May 11, 2018 | Mortgage Closing Process
What the heck are they talking about? Many borrowers go through the closing process in a haze, nodding, smiling, and signing through a bunch of noise that sounds like Greek. Even though you may have put your trust in your real estate and mortgage team, it helps to...
by Ed & Barbara Heiser | May 11, 2018 | Mortgage Approval Process
How much mortgage money can I qualify to borrow?This is typically the number one question mortgage professionals are asked by new clients.Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow...
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