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Assembling Your Home Buying Team – Knowing The Players

by Ed & Barbara Heiser | May 11, 2018 | Home Buying Process

Buying a new home is literally a team sport since there are so many tasks, important timelines, documents and responsibilities that all need special care and attention. Besides working with a professional team that you trust, it’s important that the individual...

HOA Hurdles to be Aware of When Looking at New Properties

by Ed & Barbara Heiser | May 11, 2018 | Home Buying Process

A Home Owner Association (HOA) can have a huge impact on your life when you buy a home in a PUD (Planned Unit Development) or Condominium Project. According to Wikipedia: A homeowners’ association (abbrev. HOA) is an organization created by a real estate...

Seven Things Your Agent Should Know About Your Mortgage Approval

by Ed & Barbara Heiser | May 11, 2018 | Home Buying Process

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied.New regulation, updated disclosures, appraisal...

How Do Mortgage Companies Value A Property That Has Not Been Built Yet?

by Ed & Barbara Heiser | May 11, 2018 | Real Estate Appraisals

It’s obviously easier to picture the process of estimating value on an existing property in a neighborhood that has a history of home sales, but the task of determining the value on new construction projects does pose some challenges. Appraisals on homes that...

Talk the Talk – Know the Mortgage Lingo at Closing

by Ed & Barbara Heiser | May 11, 2018 | Mortgage Closing Process

What the heck are they talking about? Many borrowers go through the closing process in a haze, nodding, smiling, and signing through a bunch of noise that sounds like Greek. Even though you may have put your trust in your real estate and mortgage team, it helps to...
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