by Ed & Barbara Heiser | May 11, 2018 | Mortgage Rates
Simply checking online for today’s posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate.We can preach communication, service and education all day long, but...
by Ed & Barbara Heiser | May 11, 2018 | Real Estate Appraisals
Why is there such a difference between what my appraised value is and the price similar homes are selling for on my street? It’s a great question, and you don’t have to be a mortgage professional or a real estate agent to understand the answer. The distinction lies in...
by Ed & Barbara Heiser | May 11, 2018 | Mortgage Approval Process
How much mortgage money can I qualify to borrow?This is typically the number one question mortgage professionals are asked by new clients.Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow...
by Ed & Barbara Heiser | May 11, 2018 | Refinance Process
Calculating the net benefit of refinancing can be a challenging task if you do not understand what to calculate. We are going to focus on the net benefits of refinancing from the standpoint of lowering your interest rate. Although there are several reasons to...
by Ed & Barbara Heiser | May 11, 2018 | Mortgage Payments
Many borrowers believe that when they purchase a property by obtaining mortgage financing, they also own their home. Technically speaking, full ownership on a property only happens once the mortgage loan amount has been paid in full. To break this down in more detail,...
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