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8 Questions Your Lender Should Answer About Mortgage Rates

8 Questions Your Lender Should Answer About Mortgage Rates

by Ed & Barbara Heiser | May 11, 2018 | Mortgage Rates

Simply checking online for today’s posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate.We can preach communication, service and education all day long, but...

Top 8 Things To Ask Your Lender During The Application Process

by Ed & Barbara Heiser | May 11, 2018 | Mortgage Approval Process

Knowing what questions to ask your lender during or before the loan application process is essential for making your mortgage approval process as smooth as possible. Many borrowers fail to ask the right questions during the mortgage pre-qualification process and end...

What’s The Difference Between Interest Rate and Annual Percentage Rate (APR)?

by Ed & Barbara Heiser | May 11, 2018 | Mortgage Rates

The difference between APR and actual note rate is very confusing, especially for First-Time Home Buyers who haven’t been through the entire closing process before. When shopping for a new mortgage loan, you may notice an Annual Percentage Rate (APR) advertised...

Calculating The Net Benefit Of A Refinance Transaction

by Ed & Barbara Heiser | May 11, 2018 | Refinance Process

Calculating the net benefit of refinancing can be a challenging task if you do not understand what to calculate. We are going to focus on the net benefits of refinancing from the standpoint of lowering your interest rate. Although there are several reasons to...

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