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What’s The Difference Between A Primary Residence, Second Home and Investment Property?

by Ed & Barbara Heiser | May 11, 2018 | Mortgage Approval Process

When applying for a mortgage, a borrower’s “Occupancy Type” is a major factor in the amount of down payment required, loan program available and mortgage interest rate. Whether you are purchasing, doing a rate/term refinance or taking equity out of...

Important Factors To Consider When Getting Financing On A Foreclosure, Short Sale or New Construction

by Ed & Barbara Heiser | May 11, 2018 | Home Buying Process

Short sales, foreclosures and new construction homes all have caveats that need to be considered when pursuing financing. If the guidelines and potential pitfalls are not properly understood, you could face delays in closing or potentially even a denied loan. Short...

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