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Seven Things Your Agent Should Know About Your Mortgage Approval

by Ed & Barbara Heiser | May 11, 2018 | Home Buying Process

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied.New regulation, updated disclosures, appraisal...

Making Sure Your Cash-To-Close Comes From The Proper Source

by Ed & Barbara Heiser | May 11, 2018 | Mortgage Closing Process

Providing proper asset documentation and the actual source of the funds is a critical element of the loan closing process. There’s nothing worse in a real estate purchase than making it all the way through the hoops and hurdles just to have a loan denied after...

Understanding the FHA Mortgage Insurance Premium (MIP)

by Ed & Barbara Heiser | May 11, 2018 | Mortgage Programs

* Disclaimer – all information in this article is accurate as of the date this article was written * The FHA Mortgage Insurance Premium is an important part of every FHA loan. There are actually two types of Mortgage Insurance Premiums associated with FHA loans: 1. ...

Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

by Ed & Barbara Heiser | May 11, 2018 | Mortgage Approval Process

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job transfer?...
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